Tom Mennie is a Managing Director, Balance Sheet Strategies of Velligan-Blaxall Consultants, LLC. Tom’s responsibilities include serving the firm’s ALM and CECL modeling clients via board/ALCO presentations and training, and strategy development. Tom also contributes to business development and marketing initiatives. Prior to joining VBC, Tom held positions including CFO, Treasurer and Controller at various community banks where he developed his expertise in accounting, finance, treasury, capital planning, risk management and operations. Tom was also a past president of the Philadelphia Chapter of the Financial Manager’s Society. Tom holds a Bachelor of Business Administration degree from Temple University.